The Cancellation Right Assistant (Right to cancel the purchase of goods) Listen Listen 1Point of purchase?2Right to cancel - right to return?3Right to cancel - Product groups4Made-to-measure product5Right to cancel – Sealed delivery?6Right to cancel – Seal?7Right to cancel - Cancellation period8Right to cancel – Seal9Right to cancel - Cancellation terms10Right to cancel – Valid11Right to cancel - case Use the assistant to determine your rights based on consumer protection The Cancellation Right Assistant helps consumers and businesses determine, for example, whether the consumer is entitled to cancel a purchase made. whether the cancellation right is valid. whether the consumer is responsible for a decrease in the value of the goods. The application provides general and suggestive answers to questions concerning the cancellation right.The assistant only explains the principles of trade in goods. See the following website for information on other products.> Service agreement (online store)> Digital content cancellation (online store)> Cancellation of consumer credit> Cancellation of a travel package contract> Cancel unjustified electricity contract Show information Where was the product purchased? A store or other point of sale Shopping centres, brick-and-mortar stores and locations where goods and services are otherwise on offer, such as trade fairs or store entrances. Show information Online shop Online sales are distance selling. Distance selling involves sales, in which the buyer and seller are not in the same place at the same time. The sale and the marketing preceding it are done entirely by email, phone or some other means of communication. A sale is considered distance selling if the contract itself is made by email, phone or some other means of communication, even when the agreed method of delivery is in-store collection. However, the following do not constitute distance selling: the consumer contacts a local shop by phone or email and asks them to deliver goods to their home, to which the seller agrees for customer service reasons. the consumer makes an appointment with a dentist or hairdresser by phone. Show information Telephone sales Telephone sales are considered distance selling, in which the purchase and the marketing preceding it are done entirely by phone. However, the consumer making an appointment with a dentist or hairdresser by phone, among other things, does not constitute distance selling. Show information Door-to-door sales Door-to-door sales involve the sale ofgoods or services to consumers personally at a location other than the seller’sown place of business, such as the consumer’s private address or workplace. Door-to-door sales also include contractsmade at the seller’s place of business, by phone or online immediately after theconsumer has been contacted personally at a location other than the seller’splace of business, such as on the street. The sale of goods in a location where goods arenormally on offer, such as a trade fair or store entrance, is not considereddoor-to-door sales. Show information Mail order sales Mail order sales are considered distance selling, in which the purchase and the marketing preceding it are done entirely by mail. Show information Starting from the beginning of 2023, a written confirmation from the consumer has been required for the conclusion of a contract in telemarketing. If the consumer has not accepted the offer in writing after the sales call, a contract has not been concluded and the consumer may not be required to pay, return the product, store the product or take any other measures. If you have entered into a contract, click Next to continue.. Has the vendor granted a right to return any goods purchased? Yes No The right to cancel depends on any right to return goods or services granted by the seller There is no statutory right to cancel a purchase in store sales. A purchase may be returned and cancelled if the vendor has granted the product a right to return. Because granting this type of right is voluntary in store sales, a vendor may specify the terms and conditions for returns, such as an eight or thirty-day right of return period. A store may also require the presentation of a purchase receipt in cases where the buyer has been granted the right to return a product.On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab)Have the purchased goods not yet been delivered? Yes No Cancellation is possible, but the vendor may require compensation for cancellation of the order The product order may be cancelled if the ordered goods have not yet been delivered. However, cancelling an order constitutes a breach of contract, for which the seller is entitled to compensation. The compensation must be reasonable, however, and correspond to the actual costs incurred by the vendor. Calculating a reasonable level of compensation is affected by, for example, the extent to which production has progressed, the time at which the cancellation was made, and the actual costs incurred by the vendor.No cancellation right Purchasing a product creates a contractual relationship which may not be changed unilaterally by either party. In other words, purchases made in a store or other point of sale may not be cancelled even if you change your mind. If no agreement has been made on the return of faultless goods prior to the purchase and the vendor consents to accept a return, the vendor may be entitled to demand a reasonable cancellation fee.On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab) To which of the following product groups does the product belong? Made-to-measure product A made-to-measure product is manufactured or modified according to given specifications or to meet clearly personal needs. Made-to-measure products include bespoke kitchen cabinets or goods. Made-to-measure products do not include a vendor’s standard colour or model options or products using select standard parts. Show information Health or hygiene product These include contact lenses, moisturising creams, medications and earbuds. Conversely, clothing, mattresses or over-the-ear headphones, among others, are not considered health or hygiene products. Show information Audio or video recording or computer program Such as a CD/DVD. Show information Not applicable - Other goods Was it a door-to-door sales, or another sales method? Door-to-door sales Another sales method There is no right to cancel for made-to-measure products A made-to-measure product is manufactured or modified according to given specifications or to meet clearly personal needs. Made-to-measure products include bespoke kitchen cabinets or goods. Made-to-measure products do not include a vendor’s standard colour or model options or products using select standard parts. Even in cases where there is no right to cancel, the consumer does, in some cases, have the right to withdraw from a contract: The consumer may claim that the contract is invalid if inappropriate or aggressive methods were used to influence the purchasing decision, which the consumer would not have made without being pressured. A typical example of pressuring a consumer involves taking advantage of the consumer’s fatigue, illness or weakness caused by old age. A contract is not binding if a minor purchases a product without parental consent or on credit. A minor may, however, purchase ordinary products of little significance with regard to their age and developmental level. A consumer may withdraw from a contract if the product in question has a significant defect that cannot be redeemed by any other means. Prior to terminating a contract, it must be determined whether the defect can be rectified by repairing, exchanging or reducing the price of a given product.In door-to-door sales, custom-made products may have the right to cancel The content of the website is based on legislation that is valid from January 1, 2023. Custom-made goods do not usually have the right to cancel. However, in the case of door-to-door sales, the sale of custom-made goods may be cancelled no later than 14 days after the contract has been concluded if the contract has been concluded on a home visit not requested by the consumer. A made-to-measure product is manufactured or modified according to given specifications or to meet clearly personal needs. Made-to-measure products include bespoke kitchen cabinets or goods. Made-to-measure products do not include a vendor’s standard colour or model options or products using select standard parts. Even in cases where there is no right to cancel, the consumer does, in some cases, have the right to withdraw from a contract: The consumer may claim that the contract is invalid if inappropriate or aggressive methods were used to influence the purchasing decision, which the consumer would not have made without being pressured. A typical example of pressuring a consumer involves taking advantage of the consumer’s fatigue, illness or weakness caused by old age. A contract is not binding if a minor purchases a product without parental consent or on credit. A minor may, however, purchase ordinary products of little significance with regard to their age and developmental level. A consumer may withdraw from a contract if the product in question has a significant defect that cannot be redeemed by any other means. Prior to terminating a contract, it must be determined whether the defect can be rectified by repairing, exchanging or reducing the price of a given product.On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab) Is the product packaging sealed?A seal may be, for example, a protective wrapping or film. A sealed product cannot be opened without leaving some sort of trace of its opening. Yes No Has the product packaging seal been opened? Yes No Has the cancellation period expired?Most goods are subject to a statutory 14-day cancellation period, within which the consumer may cancel the purchase for no particular reason. Consumers may be granted longer cancellation periods for some purchases. The 14-day cancellation period also applies to health or hygiene products, audio or video recordings, or computer programs delivered by mail without a seal or with the seal unopened. The 14-day cancellation period begins upon receipt of the goods ordered or the final instalment of goods ordered. If a contract involves the regular delivery of goods, the cancellation period begins after receipt of the first instalment. If the last day of the cancellation period falls on a Saturday or a bank holiday, a cancellation notice may be made on the first weekday following that date. Simply submitting a cancellation notice before the end of the prescribed time limit is acceptable. Yes No The consumer does not have the right to cancel The right to cancel does not apply to the following: A sealed audio or video recording or computer program which may not be returned after the seal has been opened (e.g. sealed CDs or DVDs). Sealed products that cannot be returned after opening the seal for health or hygiene reasons (e.g. contact lenses, moisturising creams and medications). Even in cases where there is no right to cancel, the consumer may, in some cases, have the right to withdraw from a contract. The consumer may claim that the contract is invalid if inappropriate or aggressive methods were used to influence the purchasing decision, which the consumer would not have made without being pressured. A typical example of pressuring a consumer involves taking advantage of the consumer’s fatigue, illness or weakness caused by old age. contract is not binding if a minor purchases a product without parental consent or on credit. A minor may, however, purchase ordinary products of little significance with regard to their age and developmental level. A consumer may withdraw from a contract if the product in question has a significant defect that cannot be redeemed by any other means. Prior to terminating a contract, it must be determined whether the defect can be rectified by repairing, exchanging or reducing the price of a given product. On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab) Were you informed of the terms and conditions concerning exercising your right to cancel prior to placing the order? Yes No The right cancel has expired Even in cases where there is no right to cancel, the consumer does, in some cases, have the right to withdraw from a contract: The consumer may claim that the contract is invalid if inappropriate or aggressive methods were used to influence the purchasing decision, which the consumer would not have made without being pressured. A typical example of pressuring a consumer involves taking advantage of the consumer’s fatigue, illness or weakness caused by old age. A contract is not binding if a minor purchases a product without parental consent or on credit. A minor may, however, purchase ordinary products of little significance with regard to their age and developmental level. A consumer may withdraw from a contract if the product in question has a significant defect that cannot be redeemed by any other means. Prior to terminating a contract, it must be determined whether the defect can be rectified by repairing, exchanging or reducing the price of a given product. The right to cancel may still be valid If the consumer is not informed of the terms, time limits and procedures concerning the exercise of the right to cancel, the cancellation period will end 12 months after the usual cancellation period has ended. If the company amends the deficient terms that were first presented to the consumer, the cancellation period will end 14 days after the date when the consumer was provided with said information. The consumer will be required to pay for any costs incurred by a return, provided that the vendor is not obligated to pay such costs. The consumer will not be required to pay return costs: if the vendor is obligated to pay for return costs. if, prior to placement of the order, the vendor has not informed the consumer that they will be responsible for paying any return costs as well as the amount of such costs in cases where it is not possible to return the goods by mail in a normal manner. On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab) The right to cancel is valid A consumer must submit a cancellation notice no later than 14 days after receiving their order or entering into an agreement. If the last day of the cancellation period falls on a Saturday or a bank holiday, a cancellation notice may be made on the first weekday following that date. The consumer will be required to pay for any costs incurred by a return, provided that the vendor is not obligated to pay such costs. The consumer will not be required to pay return costs: if the vendor is obligated to pay for return costs. if, prior to placement of the order, the vendor has not informed the consumer that they will be responsible for paying any return costs as well as the amount of such costs in cases where it is not possible to return the goods by mail in a normal manner. On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab) What is your complaint about? Whether the cancellation right is valid Whether opening the packaging affects the cancellation right Has the cancellation period expired?Most goods are subject to a statutory 14-day cancellation period, within which the consumer may cancel the purchase for no particular reason. Consumers may be granted longer cancellation periods for some purchases. The 14-day cancellation period begins upon receipt of the goods ordered or the final instalment of goods ordered. If a contract involves the regular delivery of goods, the cancellation period begins after receipt of the first instalment. If the last day of the cancellation period falls on a Saturday or a bank holiday, a cancellation notice may be made on the first weekday following that date. Yes No Were you informed of the terms and conditions concerning exercising your right to cancel prior to placing the order? Yes No The right cancel has expired Vaikka peruuttamisoikeutta ei olisi, voi kuluttajalla olla joissain tilanteissa oikeus irtautua sopimuksesta: Kuluttaja voi vedota sopimuksen pätemättömyyteen, jos hänet on sopimattomin ja aggressiivisin menettelyin painostettu tekemään ostopäätös, jota hän ei ilman painostamista olisi tehnyt. Tällaisesta painostamisesta on tyypillisesti kysymys, kun käytetään hyväksi kuluttajan väsymystä, sairautta tai vanhuuden heikkoutta. Sopimus ei sido, jos lapsi on ostanut tuotteen ilman vanhemman suostumusta tai velaksi. Lapsi voi toki tehdä ikäänsä ja kehitystasoonsa nähden merkitykseltään vähäisiä ja tavanomaisia ostoksia. Kuluttaja voi purkaa sopimuksen, jos tuotteessa on vähäistä suurempi virhe, jota ei voi hyvittää muilla keinoilla. Ennen kaupan purkamista pitää selvittää, onko virhe oikaistavissa korjauksella, vaihdolla tai hintaa alentamalla. The right to cancel may still be valid If the consumer is not informed of the terms, time limits and procedures concerning the exercise of the right to cancel, the cancellation period will end 12 months after the usual cancellation period has ended. If the company amends the deficient terms that were first presented to the consumer, the cancellation period will end 14 days after the date when the consumer was provided with said information. The consumer will be required to pay for any costs incurred by a return, provided that the vendor is not obligated to pay such costs. The consumer will not be required to pay return costs: if the vendor is obligated to pay for return costs. if, prior to placement of the order, the vendor has not informed the consumer that they will be responsible for paying any return costs as well as the amount of such costs in cases where it is not possible to return the goods by mail in a normal manner. The right to cancel is valid A consumer must submit a cancellation notice no later than 14 days after receiving their order or entering into an agreement. If the last day of the cancellation period falls on a Saturday or a bank holiday, a cancellation notice may be made on the first weekday following that date. The consumer will be required to pay for any costs incurred by a return, provided that the vendor is not obligated to pay such costs. The consumer will not be required to pay return costs: if the vendor is obligated to pay for return costs. if, prior to placement of the order, the vendor has not informed the consumer that they will be responsible for paying any return costs as well as the amount of such costs in cases where it is not possible to return the goods by mail in a normal manner. Without losing their right to cancel, consumers generally have 14 days to: open or unwrap a package. inspect the function of the goods and examine its features/properties. If a consumer begins using the goods, they will not lose their right to cancel, but they will be liable for a decrease in the value of the goods. After opening the packaging, were the goods affected in some way other than what would normally occur when inspecting them and examining their features/properties?The goods must be returned to the vendor clean and intact in order to receive a full refund of the amount paid. The goods may be carefully tested and, if they are to be returned, they must be carefully re-packed in accordance with any given instructions. For example, if the goods are soiled in any way, you may be required to pay compensation. Yes No Even though consumers have the right to cancel, they may be liable for any decrease in the value of the goods If the goods are affected in some way other than what would normally occur when inspecting them and examining their features/properties, the goods will be considered used and the consumer will be liable for their subsequent decrease in value. In most cases, a decrease in the value of the goods involves cleaning and repair costs. loss of income incurred by the seller if the goods can no longer be sold as new. If the goods are completely unsaleable, the vendor may refuse to refund the amount paid by the consumer. Consumers will not be liable for any decrease in the value of goods, if, prior to the contract being signed, the vendor did not inform the consumer of all the terms and conditions, time periods and procedures applicable to exercising their right to cancel.Consumers have the right to cancel even if the goods packaging has been opened Consumers may inspect and examine goods at home in the same way they would in the store without losing their right to cancel. For example, clothing may be tried on, but not used. No compensation will be required for any damage caused by simply opening the packaging. Consumers must keep the goods they receive essentially unaltered and unreduced in order to receive a full refund of the amount paid if they decide to cancel.On The Finnish Competition and Consumer Authority website, you can read more about the right to cancel goods purchases in various situations:- Right to return and exchange - Right of withdrawal in e-commerce- Withdrawing and returning telemarketing purchases- Elderly people and consumer protection- Children as consumersThe Complaint Assistant - Problems with the right of cancellation and refund of payment in the sale of goodsYou can use this assistant to issue a complaint to the seller if the cancellation has not been successful or your money has not been refunded. - The Complaint Assistant (opens in a new tab)CommentsThis field is for validation purposes and should be left unchanged.