If you paid with a credit card, you can request a refund from the seller but also from your credit provider. You can to turn to your credit card provider for financial compensation for example in the following cases: the company does not deliver the purchased goods or services, the purchase has been invoiced incorrectly, the goods or service have a defect for which the seller is liable and which the company does not agree to refund. The credit card provider is not liable to return any sum greater than that originally paid to the The credit card provider.
If you paid with a debit card, you may also demand compensation from the card company if the card company’s terms and conditions specify this.
If you charged a purchase to your phone bill and you encounter a problem, you can request a refund from the seller but also from your operator. You can to turn to your operator for financial compensation for example in the following cases: the company does not deliver the purchased goods or services, the purchase has been invoiced incorrectly, the goods or service have a defect for which the seller is liable and which the company does not agree to refund. The operator is not liable to return any sum greater than that originally paid to the operator for the service.