Without a parent's or guardian's consent, a child under the age of 18 can only buy ordinary products of minor significance, such as pocket money purchases of reasonably priced products of the kind others in his or her age group generally buy. Children of 15 and over can make more significant purchases using their earnings, such as pay from a summer job.
As a general rule, a minor can make cash purchases but may not buy on credit. A minor cannot have a credit card or take out a consumer loan, for example. The validity of purchases made by means of an invoice is assessed by comparing the significance and quality of the contract to the age and developmental level of the underage individual in question.
If a minor has made a purchase that he or she should not have been allowed to make due to his or her age, the seller is responsible. The seller must verify the buyer's age and his or her parents' consent. If a minor has bought something without a parent's consent or on credit, the parent can demand that the seller cancel the transaction.
Children as shoppers