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https://www.kkv.fi/en/current-issues/press-releases/2016/28.4.2016-consumer-ombudsmans-newsletter-22016-towards-reasonable-credit-costs/
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Consumer Ombudsman's Newsletter 2/2016: Towards reasonable credit costs

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13 May 2016

Finnish Consumer Ombudsman Päivi Hentunen deals with reasonable credit costs, regulation concernig payday loans and interest rate ceiling in her editorial. Payday loans are continuously being granted to consumers at unreasonably high cost, and increasing numbers of people run into repayment problems.

Other topics of Finnish Consumer Ombudsman's Newsletter 2/2016 include: 

  • A new CPC Proposal coming: Commission will soon give its proposal for new CPC (the Consumer Protection Cooperation) regulation. The proposal is expected to include regulations on the minimum powers of national authorities and improved cooperation between consumer authorities in cross-border enforcement.
  • Price indication: The Consumer Ombudsman has reminded the driving school sector and the funeral home sector of the rules on how the prices should be indicated.
  • Barring functions and the use of mobile payments: The Consumer Ombudsman considers it important that consumers can also use barring functions in their subscription for the prevention of mobile payments.
  • Access to financial services must be improved in the EU: 
    The comparison and acquisition of financial services, such as banking and insurance services, from other EU countries should be easier for consumers. This is the goal of the European Commission, whose Green Paper on retail financial services the Consumer Ombudsman has commented on.


Finnish Consumer Ombudsman's Newsletter is published 6 times per year. Previous issues are in the Newsletter Archive.


Updated 13.5.2016 Print
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Updated 13.5.2016 Print
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